Nearly a third of users are careless when making online transactions, which puts their financials at risk and poses problems for banks and e-payment systems if they have to refund their clients’ losses, according to a new survey.
[su_quote]Yet 31 percent of survey respondents admitted they paid little attention to the security levels of the websites where they enter their personal or financial data. Also one-in-five people take no precautions to protect the passwords used to access these sensitive resources. [/su_quote]
The Consumer Security Risks Survey conducted by Kaspersky Lab and B2B International further uncovers that cybercriminals are not only interested in bank account numbers but also login credentials for online banking and e-payment accounts.
Yet 31 percent of survey respondents admitted they paid little attention to the security levels of the websites where they enter their personal or financial data. Also one-in-five people take no precautions to protect the passwords used to access these sensitive resources.
“When people ignore safety measures they can fall victim to cybercriminals. However, the banks often end up having to pay for that negligence. With so many careless users, banks and e-payment systems operators must insure themselves against financial and reputational risks by using specialized security solutions that can prevent cybercrime,” Ross Hogan, Global Head of the Fraud Prevention Division at Kaspersky Lab, says.
In addition, the survey found that 30 percent of respondents store financial data on devices with Internet access. This becomes a high risk since many people do not use security solutions for mobile devices. Only 58 percent of the participants have a security solution installed on their Android smartphones. Also, low percentages of smartphone and Android tablet owners do not have a password set to lock their devices.
Unfortunately, some people have already encountered attack attempts from cybercriminals. Over the last 12 months, 33 percent of respondents reported that they had received suspicious emails claiming to be from a bank and asking for password or other information and 14 percent were redirected to web pages that asked for credentials to enter their e-payment accounts.